Customer service

Finance

At House of Fraser - Sofas, Furniture and Flooring you can take advantage of up to 2 years interest free credit, 0% APR representative on all our furniture and flooring. Our attractive and easy to understand finance could give you to option to pay for your luxury furniture and carpets in a way that suits you.

Choose the ‘Pay monthly’ button at the bottom of the shopping basket, complete your details and preferred finance term. Once we have received this information, a member of our Internet Shopping Team will telephone you back to complete your application.

*Additional delivery charges may apply for addresses outside a 30-mile radius from a House of Fraser store or distribution centre.
Cash price £699.00
Deposit £59.00
Sub total £640.00
Delivery £59.00 *
Total amount of credit £699.00
Duration of agreement 24 months
24 monthly payments £29.12
Annual rate of interest 0% p.a. (fixed)
Representative APR 0% APR
Total amount payable £699.00

All finance is subject to application and status.

Do I qualify?

To qualify for finance you must be:

  • Over 18 years of age
  • A permanent resident of the United Kingdom and has been for the last three years
  • Regularly employed for at least 16 hours a week, self-employed, retired, on long-term invalidity/disability benefit or a house person
  • Armed Forces
  • Able to pay the required deposit by debit or credit card upon completion of the finance application.

How do I apply?

  • Choose the ‘Pay monthly’ button at the bottom of the shopping basket, complete your details and choose the preferred finance term to suit your budget
  • Once you have submitted your order a member of our Internet Shopping Team will call you back at the time you requested in the checkout, to complete your finance application
  • You will need to have your bank account details and employment/income details to hand when we call you.

Do I have to pay anything upfront?

  • A minimum deposit of £59 is required, but you can choose to pay more than this in the checkout. Paying more deposit will reduce your monthly payments
  • The deposit is payable on completion of a successful finance application
  • The deposit must be paid by either debit or credit card. We do not charge additional fees for payments made by credit card.

How long do I have to repay the finance?

  • Subject to application and status, you can choose a repayment term of 6, 12, 18 or 24 months. The decision is yours.
  • You select the finance term that best suits your budget in the checkout.